What is a budget? Why is it important to budget? Who is budgeting for? How to get started? When to budget? Where can I save money? Follow me on this step-by-step series as I break down the “act of budgeting” … Continue reading How to Budget: The Ultimate Guide
What Is a Habit? As I mentioned in my first article, What Is a Budget and Why Does It Matter?, I believe that the ideal financial goal is to develop a daily habit of budgeting. The online Merriam-Webster dictionary defines … Continue reading How to Budget: The 1-to-5 Minutes Rule
Why does a budget matter? I have noticed that articles on the topic of managing finances emphasize almost exclusively the mechanics of the task: collecting bank and credit card statements, establishing financial goals, and allocating fixed allowances to different categories … Continue reading How to Budget: What Is a Budget and Why Does It Matter?
If you live in the USA and make less than $99K per year, chances are you will receive a stimulus check from the federal government. Some people with a consumerist mindset will use this money to go on a shopping … Continue reading 5 Ways to Spend your Coronavirus Stimulus Check
Compound interest “is interest calculated on the initial principal, which also includes all of the accumulated interest of previous periods of a deposit or loan […] it can be thought of as “interest on interest”, and will make a sum … Continue reading How to Use the Power of Compound Interest to your Advantage
Do you struggle financially? Find out how to start saving even if you think you can’t. Continue reading How to Save Money (When You’re Broke)